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A bridge loan is a short-term loan that uses the equity from your current home to help you make an offer on a new one, without rushing to sell. Beyond offering competitive rates, our partner RPM Mortgage has created loan products that exclude the debt of the departing property, putting Bridge Loans in the reach of more homeowners. They also fully underwrite the loan in advance, giving you peace of mind.

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  • 680 Minimum Credit Score

  • 70% “Combined” Loan to Value (CLTV) via exterioronly appraisal

  • $50k Min Loan - $400k Max (facilitates 20% down on new $2MM purchase) - 2nd Position purchase loan (no exceptions)

  • Client must work with RPM for the bridge & new Only

  • 6% rate, 6-month loan term, 1 pt. fee, interest only (I/O) payments

  • 6 months extensions available for 1 pt. fee upon expiration & subject to RPM review (rate stays the same)

  • Must sign listing agreement with certified realtor prior to closing

  • To qualify, Bridge Loan get recorded against the property, and must be in 2nd position.

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